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Wedding Budget Calculator
Adjust your total budget, guest count, state, and wedding month. Get a recommended allocation across every category — instantly.
How we calculate your wedding budget breakdown
Our allocations are based on industry survey data from over 10,000 couples married in 2025-2026. The national average wedding cost is $34,200-$36,000 in 2026, though the median is closer to $18,231 — meaning most couples spend significantly less than the headlines suggest.
State adjustments reflect regional cost-of-living and vendor pricing differences. New Jersey and Hawaii average over $49,000; Wisconsin and Utah are closer to $19,000-$25,000. Seasonal adjustments reflect peak-season (June-October) vendor premiums of roughly 10-20% versus off-season (November-April) rates.
We recommend reserving 9% of your total budget as a hidden cost buffer. Industry data shows couples encounter an average of $3,314 in unplanned expenses — service charges, gratuities, overtime fees, and day-of extras.